VA · tax year 2026 · updated October 2, 2026
Virginia W-2 employees and DC-area commuters estimating state withholding without locality taxes.
Virginia paycheck calculator (2026)
Sample take-home: $61,324.10 a year · $5,110.34 a month · $2,358.62 biweekly (VA, single, $80k).
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Estimated take-home · VA · Annual
per year
See breakdown
| Item | Annual |
|---|---|
| Gross | $80,000.00 |
| Federal income tax | $8,770.00 |
| Social Security | $4,960.00 |
| Medicare | $1,160.00 |
| State income tax | $3,785.90 |
| Total tax | $18,675.90 |
| Net / take-home | $61,324.10 |
What this includes. Included: 2026 federal brackets + standard deduction (Rev. Proc. 2025-32), Social Security 6.2% up to $184,500, Medicare 1.45% (plus 0.9% additional Medicare over the threshold), and the state income-tax model (including states with no state income tax); CA SDI, WA Cares, and optional NYC when those lines apply. Not included: other local/city taxes, Child Tax Credit, EITC, itemized deductions, 401(k)/HSA/FSA unless typed in, garnishments. See methodology.
Estimate only — not tax advice or full tax software. 2026 federal brackets and a simplified state model. Locals other than optional NYC, CA SDI, and WA Cares are omitted. Confirm with your pay stub or a tax professional.
What this includes.Included: 2026 federal brackets + standard deduction (Rev. Proc. 2025-32), Social Security 6.2% up to $184,500, Medicare 1.45% (plus 0.9% additional Medicare over the threshold), and the state income-tax model (including states with no state income tax); CA SDI, WA Cares, and optional NYC when those lines apply. Not included: other local/city taxes, Child Tax Credit, EITC, itemized deductions, 401(k)/HSA/FSA unless typed in, garnishments. See methodology. Pick a salary row below for a filled-in example.
Virginia uses graduated brackets with a 5.75% top rate after a standard deduction and a personal exemption deduction. Northern Virginia W-2 employees comparing a check to Maryland or DC should remember locality taxes are omitted on all three sides of that triangle. The calculator is a browser estimate for tax year 2026, not Form 760. Federal tax follows Rev. Proc. 2025-32. Social Security is 6.2% up to $184,500. Commuter rail benefits and most credits are outside the model. Who it is for: Virginia W-2 employees and DC-area commuters estimating state withholding only. Who it is for: Virginia W-2 employees and DC-area commuters estimating state withholding only.
This is a W-2 style withholding approximation, not a full Virginia Form resident return. We annualize your pay, subtract pretax 401(k) and section 125 health premiums from federal wages (health premiums also reduce FICA wages), apply the 2026 IRS standard deduction, then apply Virginia’s published rate structure. We do not model local city or county income taxes, itemized deductions, or most credits.
Use the calculator to compare pay frequencies (hourly through annual), pretax 401(k) as a percent or a dollar amount per paycheck, and optional extra federal withholding. Last reviewed against IRS, SSA, and Tax Foundation 2026 publications on October 2, 2026.
Figures are for tax year 2026. If your employer uses a different state withholding method (percentage method vs. wage-bracket tables), your live paycheck can differ by a few dollars even when annual liability is similar.
Virginia take-home by salary (2026, single, no 401k)
Annual net and monthly take-home from the same single-filer sample used on each salary page. Open a row for the full breakdown.
| Salary | Annual take-home | Monthly | Page |
|---|---|---|---|
| $50,000 | $40,294.10 | $3,357.84 | Virginia$50,000 |
| $60,000 | $47,754.10 | $3,979.51 | Virginia$60,000 |
| $70,000 | $54,864.10 | $4,572.01 | Virginia$70,000 |
| $80,000 | $61,324.10 | $5,110.34 | Virginia$80,000 |
| $90,000 | $67,784.10 | $5,648.68 | Virginia$90,000 |
| $100,000 | $74,244.10 | $6,187.01 | Virginia$100,000 |
| $125,000 | $90,330.10 | $7,527.51 | Virginia$125,000 |
| $150,000 | $105,980.10 | $8,831.68 | Virginia$150,000 |
| $200,000 | $138,241.10 | $11,520.09 | Virginia$200,000 |
| $250,000 | $169,621.10 | $14,135.09 | Virginia$250,000 |
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Virginia paycheck FAQ
Does Virginia have a state income tax on wages?
Yes. Virginia has a graduated state income tax with a top rate of 5.75% on taxable wage income in 2026. Local income taxes, if any, are not included in this estimate.
What Virginia income tax rate does this calculator use for 2026?
The official graduated brackets published for 2026 (Tax Foundation compilation of state statutes), with a top marginal rate of 5.75%.
Is this my actual take-home pay?
No. It is an estimate of typical W-2 withholding. It omits local taxes (except a note on New York City), most credits (including the federal Child Tax Credit), unemployment insurance, wage-garnishment, and employer-specific benefits. Use it to plan, not to file.
Does a 401(k) contribution reduce Social Security tax?
Usually no. Traditional 401(k) deferrals reduce federal (and often state) taxable wages, but they remain subject to Social Security and Medicare. Pre-tax health insurance premiums under a cafeteria plan generally reduce FICA wages as well.