Tax year 2026 · updated October 2, 2026 · engine estimates
Take-home pay calculator 2026
Sample take-home: $60,859.58 a year · $5,071.63 a month · $2,340.75 biweekly.
Tax year 2026, California, single, standard deduction, no 401(k).
This is the 2026 edition of Takehome Cash: tax year 2026 federal brackets and standard deductions from IRS Revenue Procedure 2025-32, Social Security up to $184,500, and a state wage-tax model for every state plus DC. Same calculator as the homepage, with the year in the title for people searching “take home pay calculator 2026.”
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Estimated take-home · CA · Annual
per year
See breakdown
| Item | Annual |
|---|---|
| Gross | $80,000.00 |
| Federal income tax | $8,770.00 |
| Social Security | $4,960.00 |
| Medicare | $1,160.00 |
| State income tax | $3,210.42 |
| CA SDI | $1,040.00 |
| Total tax | $19,140.42 |
| Net / take-home | $60,859.58 |
What this includes. Included: 2026 federal brackets + standard deduction (Rev. Proc. 2025-32), Social Security 6.2% up to $184,500, Medicare 1.45% (plus 0.9% additional Medicare over the threshold), and the state income-tax model (including states with no state income tax); CA SDI, WA Cares, and optional NYC when those lines apply. Not included: other local/city taxes, Child Tax Credit, EITC, itemized deductions, 401(k)/HSA/FSA unless typed in, garnishments. See methodology.
Estimate only — not tax advice or full tax software. 2026 federal brackets and a simplified state model. Locals other than optional NYC, CA SDI, and WA Cares are omitted. Confirm with your pay stub or a tax professional.
The calculator sample starts as a single filer. Change filing status above to see married or head-of-household take-home on this same wage. Numbers update as you type.
Paycheck breakdown
| Period | Gross | Taxes | Take-Home |
|---|---|---|---|
| Annual | $80,000.00 | $19,140.42 | $60,859.58 |
| Monthly | $6,666.67 | $1,595.03 | $5,071.63 |
| Biweekly | $3,076.92 | $736.17 | $2,340.75 |
| Weekly | $1,538.46 | $368.09 | $1,170.38 |
| Hourly | $38.46 | $9.20 | $29.26 |
Tax breakdown
| Line | Amount |
|---|---|
| Federal | $8,770.00 |
| State | $3,210.42 |
| Social Security | $4,960.00 |
| Medicare | $1,160.00 |
| CA SDI | $1,040.00 |
| Total tax | $19,140.42 |
| Effective rate | 23.9% |
| Net % of gross | 76.1% |
2026 is not 2025. Standard deductions moved to $16,100 single / $32,200 joint / $24,150 HOH. The Social Security wage base is $184,500. State statutes also moved; we follow the Tax Foundation 2026 compilation, with notes where a 2026 width was still unpublished.
Pick hourly through annual, a filing status, and a state. Optional lines: NYC resident, CA SDI, WA Cares, a bonus, and a second state to compare.
Not a filing product. Reviewed October 2, 2026.
Engine estimates for tax year 2026 — not tax advice or a pay stub. Omits local taxes, most credits, and SDI/PFML. See methodology.
What this includes. Included: 2026 federal brackets + standard deduction (Rev. Proc. 2025-32), Social Security 6.2% up to $184,500, Medicare 1.45% (plus 0.9% additional Medicare over the threshold), and the state income-tax model (including states with no state income tax); CA SDI, WA Cares, and optional NYC when those lines apply. Not included: other local/city taxes, Child Tax Credit, EITC, itemized deductions, 401(k)/HSA/FSA unless typed in, garnishments. See methodology.
Related: 2025 vs 2026 take-home pay · Take-home pay by state · Methodology
FAQ
Which tax year is this?
Tax year 2026, using IRS Rev. Proc. 2025-32 and the SSA 2026 wage base.
Is this official IRS withholding?
No. Employers use Publication 15-T and Form W-4. This is an annualized estimate.
Where is the methodology?
On the methodology page, with a short changelog.