Tax year 2026 · updated August 24, 2026 · engine estimates
California SDI paycheck (2026)
California State Disability Insurance is an employee payroll deduction, not income tax. For 2026 the EDD rate is 1.3% of subject wages with no wage ceiling. This calculator shows SDI as its own line when the state is California.
Your pay
Numbers update as you type. Copy the URL to share this estimate.
That’s $80,000.00 a year.
Taxed as supplemental wages (22% federal flat, plus FICA and a simplified state line).
Estimated take-home
per year
| Item | Annual |
|---|---|
| Gross | $80,000.00 |
| Federal income tax | $8,770.00 |
| Social Security | $4,960.00 |
| Medicare | $1,160.00 |
| State income tax | $3,210.42 |
| CA SDI | $1,040.00 |
| Total tax | $19,140.42 |
| Net / take-home | $60,859.58 |
Estimate only — not tax advice or full tax software. 2026 federal brackets and a simplified state model. Locals other than optional NYC, CA SDI, and WA Cares are omitted. Confirm with your pay stub or a tax professional.
The calculator sample starts as a single filer. Change filing status above to see married or head-of-household take-home on this same wage. Numbers update as you type.
On an $80,000 wage, SDI is about $1,040 a year ($80,000 × 0.013). That sits on top of California income tax and federal/FICA. It is easy to miss if a tool only prints “state tax.”
SDI funds Disability Insurance and Paid Family Leave. Some employers run a voluntary plan. We use the state-plan rate. We do not model weekly benefit amounts.
Leave the state on California to see the line. Other states do not add this deduction. Reviewed August 24, 2026.
Sample estimates
$80k CA single (includes SDI): annual net $60,859.58 · per paycheck $60,859.58 · effective tax 23.9%. Estimate only.
Engine estimates for tax year 2026 — not tax advice or a pay stub. Omits local taxes, most credits, and SDI/PFML. See methodology.
Related: California paycheck calculator · California vs Texas · Methodology
FAQ
Is SDI the same as income tax?
No. It is a separate employee contribution. Income tax is the California PIT line.
Is there a 2026 wage cap?
No. SB 951 removed the taxable wage limit. The 2026 rate is 1.3% on all subject wages (EDD).
Does a 401(k) reduce SDI?
This model applies SDI to FICA-style wages (gross minus cafeteria health). It does not subtract 401(k).