# New York paycheck calculator for tax year 2026

This is the 2026-titled New York State paycheck page, separate from /new-york-paycheck-calculator/. It starts with New York State tax only. NYC resident city tax is off until you check the box or open the NYC paycheck calculator.

New York uses graduated state brackets after the state deduction we encode. Benefit recapture is not fully modeled. Yonkers is omitted. Five-borough residents should check NYC resident or use /nyc-paycheck-calculator/ — city PIT is a residence tax in this sketch, not a commuter tax.

Federal lines follow IRS Rev. Proc. 2025-32. Social Security is 6.2% up to $184,500. Default: $80,000, single, NYC unchecked. Compare with New Jersey if you commute across the Hudson. Figures reviewed October 2, 2026.

## Sample estimates

### $80k NY state only, single (NYC off)

- Gross: $80,000.00
- Federal income tax: $8,770.00
- Social Security: $4,960.00
- Medicare: $1,160.00
- State income tax: $3,723.00
- Net / take-home: $61,387.00 (effective tax 23.3%)
- Per paycheck net: $61,387.00 (1 periods)

### $80k NY + NYC resident, single

- Gross: $80,000.00
- Federal income tax: $8,770.00
- Social Security: $4,960.00
- Medicare: $1,160.00
- State income tax: $3,723.00
- Net / take-home: $58,721.11 (effective tax 26.6%)
- Per paycheck net: $58,721.11 (1 periods)

Label: engine estimates, not pay stubs.

## FAQ

### Is NYC tax included by default?

No. The NYC resident checkbox starts off. Turn it on, or use the NYC paycheck calculator, if you live in the five boroughs.

### How is this different from the New York state page?

Same engine. This URL is the 2026-titled landing page; /new-york-paycheck-calculator/ is the canonical state page.

### I live in New Jersey and work in Manhattan. Which page?

Start with New Jersey for residence. This New York 2026 page is state tax if payroll withholds NY. We do not encode convenience-of-the-employer rules.

## Related

- [New York paycheck calculator](https://takehomecash.com/new-york-paycheck-calculator/index.md)
- [NYC paycheck calculator](https://takehomecash.com/nyc-paycheck-calculator/index.md)
- [New Jersey paycheck calculator 2026](https://takehomecash.com/new-jersey-paycheck-calculator-2026/index.md)